A loan for every occasion
We offer large variety of financial products to private and corporate customers. We specialise in consumer loans for renovation, purchase of car, education, medicine, travelling, refinancing and more, as well as hire purchase products through more than 500 partners across the Baltics and Scandinavia. In Estonian, Latvian and Lithuanian market we also offer various corporate loans to supplement company‘s working capital, develop real estate construction and finance other business needs.
Consumer loans
Consumer loan is a financing product for individuals for improving their lives.
- Simple, fast and digitalA smooth loan contract conclusion process that takes place in digital channels – it is fast simple and understandable.
- Outstanding serviceOne of the best customer service experiences in the financial field – professional, fast and more personal than that of other service providers.
- Products for any purposeA wide selection of loan products for various life situations. Be it renovating your home, purchasing a new car or going for an adventure – we have a special product for any desire out there.
Hire purchase
A flexible way to buy goods without having to pay the entire cost at once.
- Shop now, pay laterMeant for purchasing the good stuff now, but paying for it later by installments.
- More than 500 partners over EuropeWe cooperate with highly reputable companies that are experts and leaders of their field.
- Flexible and convenientHassle free process by preference of the customer – either to shop online or at store.
Business loans
Loans for establishing, expanding and growing your business.
- Fast decisionsWe believe in credit processes and product conditions designed keeping in mind the customer. Indicative offer within one and binding offer within five workdays is reasonable expectation and available for our customers.
- Wide range of loansEach company and each situation is unique. The solutions offered need to be different too. ” + “There is a good solution – be it investment loan, real estate development loan or credit line for established companies with strong financial statements, small loan for micro company or mortgage loan for newly established company.
- Tailor made solutionsTrue banking partner to its customer is stable, predictable and transparent. Decision making is kept close to the customers, which ensures flexibility and understanding of the situation.
Plan for the future with a deposit
For private and corporate customers in Estonian, Latvian, Finnish, Swedish, Austrian, German and Dutch markets that are interested in saving the money safely for a certain term and with guaranteed interest we offer term deposits.
Term deposits
Term deposits are suitable for people looking for safe ways to grow their money.
- Digital and convenientThe whole process from opening a deposit till end of the term can be made digitally.
- Secure and fixedA deposit is secure and the interest paid from it is fixed and secured according to the Estonian Guarantee Fund Act.
- Attractive returnsA good return is guaranteed by fixed interest rate, which is better than those offered by other banks. Deposits are not subject to transaction or maintenance fees.
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