A smooth loan contract conclusion process that takes place in digital channels - it is fast simple and understandable.

One of the best customer service experiences in the financial field - professional, fast and more personal than that of other service providers.

A wide selection of loan products for various life situations. Be it purchasing or renovating your home, buying a new car or going for an adventure - we have a special product for any desire out there.

Meant for purchasing the good stuff now, but paying for it later by installments.

We cooperate with highly reputable companies that are experts and leaders of their field.

Hassle free process by preference of the customer - either to shop online or at store.

We believe in credit processes and product conditions designed keeping in mind the customer. Indicative offer within one and binding offer within five workdays is reasonable expectation and available for our customers.

Each company and each situation is unique. The solutions offered need to be different also – be it investment loan, real estate development loan or credit line for established companies with strong financial statements, car leasing to expand the company's car fleet, small loan for micro company or mortgage loan for newly established company.

True banking partner to its customer is stable, predictable and transparent. Decision making is kept close to the customers, which ensures flexibility and understanding of the situation.

The whole process from opening a deposit till end of the term can be made digitally.

Our deposit products are secured according to the Estonian Guarantee Fund Act.

A good return is guaranteed by either fixed or floating interest rate, which are better than those offered by other service providers. Deposits are not subject to transaction or maintenance fees.